After a long career of helping families and business owners across our community navigate some of their most difficult financial moments, I have decided to retire effective December 31, 2026.

Looking back, I feel deep gratitude for the trust people have placed in me, and in Morgan & Partners Inc. Much of my work has been focused on the unique realities of rural and owner-managed businesses, where personal and corporate lives are often deeply connected. In a small town, a business isn’t just a tax ID. It’s a family’s livelihood and a community’s heartbeat. Balancing the corporate and personal sides of financial recovery through insolvency has truly been the honour of my life.
Over the years, I have seen how insolvency is rarely just about the numbers on a page. It is about people making hard decisions under pressure, and trying to protect what they have built while finding a way forward. In many cases, insolvency involves both personal and business considerations at the same time, and it can become complex when the line between the two is thin. That has shaped how I approached every file; with respect for the people and the stories behind the numbers.
As I look at the state of the industry today, I highly encourage anyone seeking support to choose a Licensed Insolvency Trustee who sees the full picture. The best professionals understand that insolvency is not only a financial process, but also a human one. They recognize the importance of context, relationships, and long-term recovery, not just immediate resolution.
While I will no longer be taking on new files after April 30, 2026, I want to assure everyone that I am still here in these final months. Think of me as a Navigator. If you are facing challenges with insolvency, you are not alone. I am personally helping to match individuals and business owners with a network of trusted, licensed trustees who I am confident will care for your situation properly.
It has been a privilege to serve this community. Thank you for trusting me to be a part of your journey through difficult moments.
– John Morgan